Generative Ai Might Increase Banking Productivity By 30 Percent: A wide range of businesses are starting to rely heavily on artificial intelligence, and banking is no exception. AI has the potential to boost operating income by 20% and raise efficiency by up to 30%, according to research from US-based multinational corporation Accenture. In order to quantify the effects of generative AI on bank employees and the financial ramifications for a bank over a three-year period, Accenture conducted a study utilizing publicly available employee data.